Planning an interchange trip requires organization and willingness to address any questions that may arise. The subject that most arouses doubts in who is going to travel are the insurance. This is because depending on the destination, travel insurance for exchange students may be mandatory or not.
But taking into account that unforeseen events may occur during the trip, the best option is to ensure your safety, is not it? So, check out the information you need to know before you buy insurance for your trip!
Why a travel insurance for exchange students may be mandatory?
The policy requirement was decided after the signature of the Schengen Treaty, which includes almost all European countries and many others around the world. The countries that are part of the agreement require insurance in the minimum amount of 30 thousand euros, which is requested from the documentation as soon as visitors arrive.
What is included in a safe trip for exchange students?
There are several types of coverage that change depending on the term and claims that the plan covers. There are claims that are common in almost every plane, but it is necessary to carefully check all clauses with the insurer before closing the contract.
Here are some situations that travel insurance can ensure:
- hospital expenses and medical care;
- pharmaceutical expenses;
- loss or damage to luggage;
- delay or cancellation of flight;
- legal advice.
The area of travel insurance is wide and there are even special options for protection of electronic equipment. It is you who decide what is most important and choose which one fits your conditions.
If so, how do you use insurance during your trip?
The first and most important step: always have a copy of the insurance contract. Whether on mobile, email or even printed. Also, always have emergency contact contacts in your hands.
The insurers have a 24 hour service , since the unforeseen events do not have time to happen. If you need assistance, just contact the insurer you have hired, and they will clarify the procedures to be followed to solve your problem.
In the insurance plans, it is common that you have to pay from your own pocket and only then will receive a full refund of the amounts spent. But be sure to pay close attention to the terms of the contract so you do not get confused.
How to hire the service?
You can hire a travel insurance in many ways. You can get the service directly with a specialized company, in tourist agencies, in the airline responsible for the trip, by the credit card operator or bank.
Be sure to search the available options to compare values and types of coverage that are offered. If possible, check customer reviews that have already contracted the same plans to see if it is worth it or not to close with the chosen company.
You should have confidence in the service you are considering hiring, since travel insurance for exchange students is essential and guarantees peace of mind during your stay abroad.